Can you Use Commercial Insurance to Cover the Cost of Inventory Damaged by Customers?

Owning a commercial business can be very rewarding but it can also end in plenty of issues when it comes to customer damages. For those that live in the Shelton, CT area, the agents with Goodman Insurance Inc. can help you to find the best insurance for your needs.

Commercial insurance is something that is very important and that does make a big difference in the way that you are able to run your business. Keeping this in mind, your commercial policy does help to keep you covered in cases where your inventory or your store is damaged by customers. Your commercial insurance policy will cover damages that are caused by customers if you are able to document the damage, show it to an insurance adjuster and that you can also show that the damage was caused by customers and not by yourself.

It is always best to speak with an insurance agent to see just what needs to be done and what you do need to do in order to get your store or business fully covered. There are some limits to what you can claim in terms of damages by customers and speaking with an agent is going to help you to determine what you can claim and what other coverage you might need to make sure your business is fully covered. You can claim damage to inventory, damage to the building itself or the store itself, damage to things like displays and other elements in the store.

For those that do live in the Shelton, CT area, the agents with Goodman Insurance Inc. can help you to find the best coverage for your business and can help you to determine what coverage you need.