Buying or owning a new home in Shelton, CT can be one of the most exciting times of your life. Regardless of whether you have built or bought a new home in Shelton, CT it’s imperative to purchase home insurance that will safeguard your precious asset and your possessions against theft and damage. The premiums you pay for your home insurance vary by hundreds of dollars depending on the insurer you purchase your policy from. If you are interested in acquiring more information about home insurance policy, connect with us at Goodman Insurance Inc.Additionally, if you are a new homeowner, our agents will educate you on the helpful home insurance tips, including:
Shopping around for the best value
Shopping around Shelton, CT, is the best way to find affordable home insurance premiums. Contact at least three reputable insurance companies and compare various coverages. But keep in mind that the cheapest policy doesn’t always offer the best value.
Bundling your insurance policies
If you are looking towards saving money on your home insurance policy by getting affordable premiums, it’s prudent to consolidate various insurance policies. Inquire from your insurer how much you can save from buying more than one product, like home and auto insurance policies.
Raising your deductible
The lower the amount of deductible you pay, the higher your insurance premium. Higher deductibles payable to an insurance company are tried and tested to save money on all kinds of insurance policies, including home insurance.
Understanding what is covered
Mother nature has demonstrated a tendency to wreak havoc on homes. This vulnerability to disasters makes insurance companies not cover many disasters under home insurance. Standard policies typically have exclusions for earthquakes, floods, landslides, and damage from tornadoes in high-risk areas that may not get covered.
Determining the right amount of policy for your home
It’s vital to insure your home at replacement value rather than market value. To get the right coverage, you must establish how much it would cost to repair the property or contact your insurer, who can accurately assess its coverage needs.
Undertaking early shopping and asking questions in Shelton, CT about home insurance is the ultimate way of getting the best deal. Contact us at Goodman Insurance Inc. for more information and queries.