A home inventory is a big piece of protecting your investment and ensuring that your homeowner’s insurance covers everything. Goodman Insurance Inc., located in Shelton, CT, is eager to help you learn how to create a complete list of your possessions for your policy. By keeping a detailed inventory, you’ll have peace of mind knowing that we have what’s needed if you have to make a claim.
After looking around your place, creating a home inventory may seem like an overwhelming job. However, it can be done rather easily with little planning and organization. We recommend you follow these steps to streamline the process and make things as stress-free as possible:
- Choose a method: First, decide whether you prefer to create a physical list, use a digital spreadsheet, or take advantage of one of the many home inventory apps.
- Start with high-value items: Begin by documenting your most valuable possessions. Things like jewelry, electronics, and artwork should be at the top. Ensure you include a description, the make and model, serial number, purchase date, and an estimated value.
- Move room by room: Go through each room, listing every item and its details. Don’t forget to include items in closets, attics, basements, and garages.
- Please take photos or videos: Take pictures or video footage to provide visual proof of their condition and the fact that you have them. This can be particularly helpful for items that are difficult to describe or have unique features.
- Keep receipts and appraisals: Store any related documents, like receipts or appraisals, with your list. The information helps validate claims and speeds up the process.
- Update regularly: Make sure to update your home inventory whenever you get new items or dispose of old ones. It is also a good idea to review your list at least once a year,
Safeguard Your Inventory
Once your home inventory is complete, store it securely, such as a fireproof safe or a digital cloud storage service. Share a copy with our insurance agent at Goodman Insurance Inc. in Shelton, CT. We will review it and ensure you have enough coverage for everything on your list.
Make an Appointment Today
Take the first step toward protecting your most prized possessions and all of your belongings by creating a detailed home inventory list. Contact Goodman Insurance Inc. in Shelton, CT, today to discuss your homeowner’s insurance protection needs. Let our experienced team guide you through the sometimes challenging process. We’re happy to help!