Three types of coverage you need on your Connecticut home insurance policy

You need to find a home insurance policy in Shelton, CT that will give you peace of mind and financial security. We can help you meet your home insurance needs at Goodman Insurance Inc.

The following are three types of coverage you need on your Connecticut home insurance policy.

Liability coverage

If an accident occurs on your property in which another person is injured, you could be held liable for the resulting expenses. If you have a home insurance policy with liability coverage, your liability coverage will pay for the resulting expenses.

It’s important to have adequate liability coverage to protect yourself against the costs of lawsuits resulting from injuries on your property. 

Contents coverage

Home insurance policies can cover your possessions that you keep within your home. A home insurance policy should include contents coverage to cover your belongings.

When determining how much coverage you need, it’s important to consider the value of the possessions you have in your home. If you have highly valuable items in your home like expensive electronics or collector’s items, you might need to invest in added coverage. 

Water and sewer backup coverage

If the water or sewer lines in your home become backed up in your home, your property could become severely damaged. That’s why it’s a good idea to include water and sewer backup coverage on your policy. This type of coverage can pay the costs of restoring your water and sewer lines to working order. Water and sewer backup coverage can also pay the costs of water damage remediation if necessary. 

Let us answer your home insurance questions in Shelton, CT. Contact us at Goodman Insurance Inc. with your inquiries regarding home insurance coverage in Connecticut.