Owning a home is one of the American dreams. When you have your own home, you can finally paint the walls with your color of choice, shape the lawn the way you have always wanted, and carry out other modifications. However, whether you own your first home or tenth, you must think about home insurance.
But because home insurance can be tricky, you need to talk with an expert for personalized advice. Fortunately, if you live in Shelton, CT, or the surrounding area, you can make Goodman Insurance Inc. your preferred home insurance agent. We not only sell policies to you but educate you first to ensure you make an informed decision. So, today, let’s look at important tips about home insurance.
- Get the facts: Ask everything you need to know about home insurance — what does it cover? What is excluded? What are the factors affecting your insurance premiums? This information helps get the best out of your policy.
- Consider the replacement cost value: You want an insurance policy that can rebuild your home without asking too much of your pocket. Consider the "replacement cost value" to ensure that you will get a similar home without paying high out-of-pocket costs if your home is totaled.
- Update your policy regularly: Like most things in life, your home insurance policy can’t remain the same year in and year out. Update your policy at least once a year.
- Buy adequate coverage: Underinsuring your home puts your finances at risk. We are not saying you overpay your premiums but get sufficient coverage. Please talk to your insurance agent if you don’t know how much coverage you need.
Need more tips about home insurance? At Goodman Insurance Inc., we are always at your side. You can call, email, or visit our Shelton, CT office for all your home insurance queries.