Understanding Home Insurance

It is the goal of Goodman Insurance, Inc. to help you become well-versed in your home insurance coverage in Shelton, CT. One of your most valuable assets is your home so you naturally want to protect your home and its contents at all costs. If you have a mortgage on your home, your lender demands you have proof of home insurance. Your lender can enact forced home insurance if you do not have proof of insurance. Forced insurance is much more expensive and only pays for the home in the event it is destroyed. Forced insurance does not pay for any losses in contents. In the event the home is destroyed, your lender wants to be sure to get the money back they loaned to you. It is vital you have a clear understanding of what is and is not covered by your home insurance. Home insurance protects your home and its contents against such things as,

  • Fire
  • Theft
  • Wind Damage
  • Ice Damage
  • Slip and Fall accidents
  • Damages or injuries to other persons on your property
  • Protects your financial assets

Depending on your situation we may talk with you about the need for umbrella coverage especially if you have a home-based business. We can explain this to you when we talk. It is a challenge to navigate the insurance industry and we are here to help you with your home insurance. We may be able to get you discounts on your insurance and we take care that you are not over-insured. 

Risky Business, Living Without Home Insurance!

A catastrophic event can happen to anyone at any time. The key is having an excellent home insurance policy to recoup your damages. Goodman Insurance, Inc. is a seasoned, experienced, and trusted insurance company in Shelton, CT. Our agency additionally serves residents in Trumbull, Monroe, and North Haven, CT. We have a complete list of insurance services to offer you and we are experienced in all home insurance options. Give us a call today and speak with one of our licensed agents for a free no-obligation quote on home insurance. Access our website for more information and your nearest insurance agency location.